Becoming a surrogate is one of the most selfless decisions a woman can make. In Canada, surrogacy is legal but guided by specific regulations that are important to understand, especially when it comes to compensation. While women may choose surrogacy out of compassion, there are clear rules about what expenses can be reimbursed. If you are considering becoming a surrogate in Canada, this guide will help you understand the financial aspects, legal framework, and how Indian Egg Donors supports you every step of the way.
Understanding Surrogacy in Canada
Canada follows an altruistic surrogacy model, which means surrogates cannot receive direct payment for carrying a child. Instead, they are entitled to expense reimbursements related to the pregnancy. This approach ensures that surrogacy is motivated by compassion rather than financial incentives, while still ensuring that surrogates are not financially burdened.
At Indian Egg Donors, we provide clear guidance and support for surrogates in Canada, making sure they receive fair reimbursements and complete care throughout their journey.
What Expenses Can a Surrogate Be Compensated For?
Surrogates in Canada are reimbursed for reasonable out-of-pocket expenses directly related to the pregnancy and surrogacy process. These can include:
- Medical Expenses – Costs not covered by insurance or provincial health plans.
- Travel Expenses – Transportation, accommodation, and meals for medical appointments.
- Maternity Clothing – Clothes purchased to accommodate pregnancy changes.
- Childcare Expenses – If the surrogate has children and needs care while attending appointments.
- Lost Wages – If she must miss work for medical appointments or recovery, depending on employer policies.
- Wellness Needs – Prenatal vitamins, therapies, or other pregnancy-related items approved as necessary.
This ensures that while surrogacy isn’t a commercial transaction, surrogates don’t have to bear costs themselves.
Legal Framework of Surrogacy Compensation in Canada
The Assisted Human Reproduction Act (AHRA) regulates surrogacy in Canada. Under this act:
- Direct payment to a surrogate is prohibited.
- Only reimbursement of documented expenses is allowed.
- Intended parents must maintain detailed receipts for all expenses.
- Contracts outlining compensation and support should be legally drafted.
This protects both the surrogate and intended parents, ensuring full compliance with Canadian law.
If you are considering surrogacy, our Become a Surrogate in Canada page provides detailed steps and resources.
Why Surrogates Still Find the Journey Rewarding
While Canadian surrogates are not financially compensated beyond reimbursements, many find the experience deeply fulfilling. Key reasons include:
- Helping families grow – Bringing joy to couples struggling with infertility.
- Community support – Working with agencies like Indian Egg Donors ensures emotional, medical, and legal support.
- Medical care – Surrogates receive top-quality healthcare throughout pregnancy.
- Personal growth – Many surrogates describe the journey as life-changing.
How Indian Egg Donors Support Surrogates in Canada
Choosing to become a surrogate is a big decision. At Indian Egg Donors, we make the process as smooth and transparent as possible by offering:
- Comprehensive guidance on what expenses are reimbursed.
- Access to legal experts to ensure all contracts meet Canadian law.
- Emotional support through counseling and community connections.
- Medical partnerships with trusted fertility clinics across Canada and the U.S.
- Clear communication between surrogates and intended parents.
Learn more about our supportive process on our overview page.
Comparing Surrogate Compensation: Canada vs. USA
One of the most common questions is how surrogate compensation in Canada compares with the USA.
- USA – Surrogates typically receive $40,000–$60,000 plus medical expenses.
- Canada – Surrogates are only reimbursed for expenses, not directly paid.
- Motivation – Canadian surrogacy is often more altruistic, with financial security provided by covering all costs.
Families often choose Canadian surrogacy because it is legally secure, transparent, and ethical.
Steps to Becoming a Surrogate in Canada
- Research and Consultation – Understand laws and expectations.
- Application and Screening – Medical, psychological, and background checks.
- Matching – Connecting with intended parents based on compatibility.
- Legal Contracts – Protecting the rights of all parties.
- Pregnancy and Support – Medical appointments, reimbursements, and emotional care.
- Delivery and Follow-up – Ensuring smooth transition and aftercare.
Read more about the full journey on our Become a Surrogate in Canada page.
Conclusion
Surrogate compensation in Canada is about fairness, transparency, and support, not financial gain. By reimbursing all pregnancy-related expenses, Canada’s system ensures surrogates are cared for while keeping the process altruistic. With the guidance of Indian Egg Donors, surrogates, and intended parents can embark on this life-changing journey with confidence and compassion.
If you are considering becoming a surrogate in Canada, connect with us at Indian Egg Donors for expert guidance, legal support, and compassionate care.
FAQs About Surrogate Compensation in Canada
Q. Can surrogates in Canada be paid a salary?
Ans : No. Surrogates in Canada cannot be paid a salary or direct fee. They can only be reimbursed for pregnancy-related expenses such as travel, medical costs, and maternity items, as outlined by the Assisted Human Reproduction Act.
Q. What kind of expenses are typically reimbursed?
Ans : Surrogates can be reimbursed for medical costs, travel expenses, maternity clothing, childcare during appointments, wellness needs, and sometimes lost wages if supported by documentation. All reimbursements must be backed by receipts and records.
Q. How is surrogacy compensation in Canada different from the USA?
Ans : In the USA, surrogates often receive $40,000–$60,000 plus expenses. In Canada, only documented pregnancy-related expenses are reimbursed. The Canadian system emphasizes altruism while ensuring surrogates are not financially burdened.
Q. Who ensures that reimbursements are legal and fair?
Ans : Surrogacy agreements are reviewed by legal experts, and all expenses must be documented with receipts. Agencies like Indian Egg Donors guide to ensure compliance with Canadian surrogacy laws.
Q. Why do women choose surrogacy in Canada if there is no salary?
Ans : Many women choose surrogacy to help families struggling with infertility. They receive full medical care, emotional support, and expense reimbursements. The emotional reward of helping create a family is often the biggest motivation.

Dr. Pooja Patel
Dr. Pooja Patel is a Chief Surrogacy Coordinator at Surrogacy4all. She has 10 years of experience in Anesthesiology and critical care medicine.
She received her medical degree from Seth GS Medical College and K.E.M Hospital in India. She then completed an internship. She finished her Anesthesia residency at Grant Govt Medical College and JJ Group of Hospitals in India.